Residential Site
 
Mortgage Programs
 
Fixed Rate Mortgage Programs
Adjustable Rate Mortgage Programs (ARM)
Combined Mortgage Programs
2nd Mortgage
Home Equity Line Of Credit (HELOC)
High Loan-To-Value Programs
 
Property Types
 
SFR, 2-4 Family Houses
Condominiums, PUDs, Cooperatives
 
Transactions
 
Purchase
Rate & Term Refinance
Cash Out Refinance
 
Occupancy
 
Owner Occupied Properties
Second Homes
Investment Properties
 
Documentation Type
 
Full Income Full Assets
No Income Full Assets
No Income No Assets
 
Credit
 
From Excelent to Problematic
Mortgage Structure
 
First Mortgage Only
First & Second Mortgage
First Mortgage & HELOC
Second Mortgage Only
HELOC Only
 
Availability of specific programs, Loan-To-Value ratios, Interest rate depend on credit score, type of documentation provided, type of financed property and type of transaction.
 
 
Residential Mortgage Programs
  • 40 Years Fixed
  • 30 Years Fixed
  • 20 Years Fixed
  • 15 Years Fixed
  • 10 Years Fixed
  • 1 Year LIBOR ARM
  • 3/1 ARM
  • 3/1 I/O ARM
  • 5/1 ARM
  • 5/1 I/O ARM
  • 7/1 ARM
  • 10/1 ARM
  • Interest Only payments
  • 2nd Mortgage
  • HELOC
  • High LTV Programs
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