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residential mortgage
mortgage rates
commercial mortgage
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contact us for residential mortgage



* Purchase

* Rate & Term Refinancing
* Cash Out Refinancing
* 2nd Mortgages
* Equity Line of Credit
* Debt Consolidation
 



residential mortgage

residential mortgage Loan Size residential mortgage Mortgage Types & Terms
residential mortgage Property Types residential mortgage Transactions
residential mortgage Credit residential mortgage Occupancy
residential mortgage Employment residential mortgage Citizenship Status
residential mortgage Income/Assets residential mortgage Rate Locks

 

Loan Size
Conforming Loans
Jumbo Loans
1 family/unit up to $417,000
$417,001 and up
2 family/unit up to $533,850
$533,851 and up
3 family/unit up to $645,300
$645,301 and up
4 family/unit up to $801,950
$801,951 and up
Property Types
1 to 4 Family Houses
Condominiums/PUDs
Coops
Mixed Use Properties
Credit
From Excellent To Problematic
Employment

Self-Employed
Salaried

Income / Assets
Income Verification/Assets Verification
No Income Verification/Assets Verification
Mortgage Types & Terms
Fixed Rate

30, 20, 15, 10 Year

ARM's

10/1, 7/1, 5/1
ons

Transactions
_
Full income verification
No income ver./Full Assets ver.
Purchase:
Up to 95% Loan-to-Value
Up to 80% Loan-to-Value
Rate&Term Refinancing:
Up to 90% Loan-to-Value
Up to 80% Loan-to-Value
Cash Out Refinancing:
Up to 90% Loan-to-Value
Up to 75% Loan-to-Value
2nd Mortgages:
Up to 90% Loan-to-Value
Up to 80% Loan-to-Value
Equity Lines of Credit:
Up to 90% Loan-to-Value
Up to 70% Loan-to-Value
LTV is subject to credit score and property and occupancy type
Occupancy
Owner Occupied
Second/Vacation Home
Investment Properties
Citizenship Status
US Citizen
Permanent Resident
Foreign Nationals
Rate Locks
15 day
30 day
45 day
60 day
70 day
90 day
120 day

residential mortgage Mortgages:
residential mortgage High Loan-to-Value Programs with or without PMI (Private Mortgage Insurance)
residential mortgage Expanded Qualifying Ratio Programs up to 50% Debt to Income Ratio
residential mortgage Community Home Buyer Programs
residential mortgage Many, many more programs for all different situations with credit, income, assets and employment

 

Rates (Updated Daily)

Rates For May 8, 2008

Interest Rate
Points
APR
30 Year Fixed
5.75%
1
5.94%/ 60 days Rate Lock
15 Year Fixed
5.5%
1
5.81% / 60 days Rate Lock
2nd Mortgage (15y Fixed )
7.75%
1
8.075% / 60 days Rate Lock
Equity line of Credit
Prime Rate 5.25%
1
 

RATES ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTICE.

Rates are subject to transaction type and mortgage program.

 
Yevgeny Primazon D/B/A Prim Company