Residential Site
 
Mortgage Programs
 
Fixed Rate Mortgage Programs
Adjustable Rate Mortgage Programs (ARM)
Combined Mortgage Programs
2nd Mortgage
Home Equity Line Of Credit (HELOC)
High Loan-To-Value Programs
 
Property Types
 
SFR, 2-4 Family Houses
Condominiums, PUDs, Cooperatives
Modular
Manufactured Homes- doublewide
Rural Properties
 
Transactions
 
Purchase
Rate & Term Refinance
Cash Out Refinance
 
Occupancy
 
Owner Occupied Properties
Second Homes
Investment Properties
 
Documentation Type
 
Full Income Full Assets
No Income Full Assets - Jumbo Only
 
Credit
 
From Excelent to Problematic
Mortgage Structure
 
First Mortgage Only
First & Second Mortgage
First Mortgage & HELOC
Second Mortgage Only
HELOC Only
 
Availability of specific programs, Loan-To-Value ratios, Interest rate depend on credit score, type of documentation provided, type of financed property and type of transaction.
 
 
Residential Mortgage Programs
  • 30 Years Fixed
  • 20 Years Fixed
  • 15 Years Fixed
  • 10 Years Fixed
  • 1/1 ARM
  • 3/1 ARM
  • 3/1 I/O ARM
  • 5/1 ARM
  • 5/1 I/O ARM
  • 7/1 ARM
  • 10/1 ARM
  • Interest Only payments
  • 2nd Mortgage
  • HELOC
  • High LTV Programs
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